Introduction To Easybuy App
If you are in Nigeria and you are looking for an easy way to access loans and other financial services, you might want to check out the Easybuy app.
It’s a mobile app that allows you to get loans and other financial services with just a few taps on your phone.
In this Introduction, I will explain what the Easybuy app is and how it works, with a Step by Step guide on how to use the easybuy app. So, sit back, relax, and let’s dive in.
Easybuy, Who They Are?
Easybuy is a mobile installment business in Nigeria that allows customers to purchase consumer durable goods with flexible installments.
It is a branch of Palmcredit, a popular consumer loan platform. Easybuy offers a wide range of products, including electronics, home appliances, and furniture from partner stores.
To use Easybuy, customers must first download the Easybuy app and create an account.
Once their account is approved, they can start browsing and shopping for products.
When they find something they want to buy, they can simply add it to their cart and checkout.
At checkout, they will need to select Easybuy as their payment method and choose a repayment plan.
Easybuy offers a variety of repayment plans, ranging from 3 to 12 months. Customers can make their repayments weekly, monthly, or bi-monthly.
Repayments can be made through the Easybuy app, via bank transfer, or at any Easybuy partner store.
Easybuy is a convenient and affordable way for Nigerians to purchase consumer durable goods. It is especially beneficial for customers who do not have the upfront cash to buy the items they need.
What’s Easybuy Known For?
Easybuy is known for being a mobile installment business that allows customers to purchase consumer durable goods with flexible installments.
Easybuy is known for the following:
- Flexible repayment plans: Easybuy offers a variety of repayment plans, ranging from 3 to 12 months. Customers can make their repayments weekly, monthly, or bi-monthly.
- No collateral required: Easybuy does not require any collateral from its customers.
- Easy to apply: Customers can apply for Easybuy through the Easybuy app or at any Easybuy partner store.
- Fast approval: Easybuy offers fast approvals, so customers can get the products they need quickly.
- Wide range of products: Easybuy offers a wide range of products from partner stores, including electronics, home appliances, and furniture.
How Does Easybuy App Works?
The Easybuy app works by allowing customers to purchase consumer durable goods with flexible installments.
To use the app, customers must first create an account and provide some basic information, such as their name, address, phone number, and Bank Verification Number (BVN). | FAQs: Can I get a loan without BVN in Nigeria?
Once their account is approved, they can start browsing and shopping for products.
When a customer finds a product they want to buy, they can simply add it to their cart and checkout.
At checkout, they will need to select Easybuy as their payment method and choose a repayment plan.
Easybuy offers a variety of repayment plans, ranging from 3 to 12 months.
Customers can make their repayments weekly, monthly, or bi-monthly.
Once the customer has selected a repayment plan and completed the checkout process,
Easybuy will pay the merchant on their behalf. The customer will then need to start making their repayments according to the terms of their repayment plan.
Eligibility Requirements To Use Easybuy App?
To be eligible to use the Easybuy app, you must meet the following requirements:
- Be a resident of Nigeria
- Be at least 18 years old
- Have a valid Bank Verification Number (BVN)
- Have a functional ATM card
- Have a consistent source of income
In addition to the above requirements, Easybuy may also consider other background check factors, such as your credit history and employment status.
If you meet all of the eligibility requirements, you can download the Easybuy app and create an account.
Once your account is approved, you can start shopping for products and using Easybuy to purchase them.
Here are some tips for increasing your chances of getting approved for an Easybuy account:
- Make sure your BVN is linked to your ATM card
- Have a good credit history
- Be employed and have a regular income
- Provide accurate and complete information when applying for an Easybuy account
If you have any questions about the eligibility requirements for using the Easybuy app, you can contact Easybuy customer support for assistance.
How To Use The Easybuy App?
Here is a step-by-step guide on how to use the Easybuy app:
- Download the Easybuy app from the Google Play Store or the Apple App Store.
- Create an account and provide the required information.
- Get your account approved.
- Browse and shop for products.
- Add the products you want to buy to your cart.
- Proceed to checkout.
- Select Easybuy as your payment method.
- Choose a repayment plan.
- Complete the checkout process.
- Start making your repayments according to the terms of your repayment plan.
Kindly note that Easybuy is a convenient and affordable way for Nigerians to purchase consumer durable goods.
It is especially beneficial for customers who do not have the upfront cash to buy the items they need.
Pros And Cons Of Easybuy App?
Pros of using the Easybuy app:
- Flexible repayment plans: Customers can choose a repayment plan that fits their budget and needs.
- No collateral required: Easybuy does not require any collateral from its customers.
- Easy to apply: Customers can apply for Easybuy through the Easybuy app or at any Easybuy partner store.
- Fast approval: Easybuy offers fast approvals, so customers can get the products they need quickly.
- Wide range of products: Easybuy offers a wide range of products from partner stores, so customers have plenty to choose from.
- Convenient: Customers can shop for products and make repayments from the comfort of their own homes.
Cons of using the Easybuy app:
- Interest charges: Easybuy charges interest on all loans. The interest rate will vary depending on the customer’s credit score and the repayment plan they choose.
- Late payment fees: Easybuy charges late payment fees for missed repayments.
- Risk of overspending: Customers may be tempted to overspend when using Easybuy, as they can purchase items without having the upfront cash to pay for them.
- Potential damage to credit score: If a customer defaults on their Easybuy loan, it could damage their credit score.
How To Apply For An Easybuy Loan?
Just as you can get Urgent Loan 10000, To apply for an Easybuy loan, you can either use the Easybuy app or visit any Easybuy partner store.
Using the Easybuy app:
- Download the Easybuy app from the Google Play Store or the Apple App Store.
- Create an account and provide the required information.
- Get your account approved.
- Tap on the “Loan” tab.
- Enter the amount of money you want to borrow and the repayment plan you prefer.
- Tap on “Apply Now”.
- Easybuy will review your application and let you know the status within 24 hours.
Visiting an Easybuy partner store:
- Visit any Easybuy partner store and ask to speak to a representative.
- The representative will help you to fill out an application form.
- You will need to provide some basic information, such as your name, address, phone number, and BVN.
- The representative will then review your application and let you know the status within 24 hours.
Similar with borrowing money from opay loan app, If your application is approved, you will be able to receive your loan funds immediately.
Easybuy App Repayment
Easybuy offers the following repayment plans:
- 3 months
- 6 months
- 9 months
- 12 months
How to make repayments
Repayments can be made through the Easybuy app, via bank transfer, or at any Easybuy partner store.
To make a repayment through the Easybuy app:
- Open the Easybuy app.
- Tap on the “Repayment” tab.
- Enter the amount you want to repay and select your preferred payment method.
- Tap on “Repay”.
To make a repayment via bank transfer:
- Transfer the amount you want to repay to the Easybuy bank account.
- Send a copy of your bank transfer receipt to Easybuy customer support.
To make a repayment at an Easybuy partner store:
- Visit any Easybuy partner store.
- Inform the cashier that you want to make an Easybuy repayment.
- Provide the cashier with your Easybuy account number and the amount you want to repay.
Easybuy Login
To login to Easybuy:
- Go to the Easybuy website: https://www.easybuykw.com/en/users/login
- Enter your email address or civil ID number in the “Email / Civil ID” field.
- Enter your password in the “Password” field.
- Click the “Login” button.
If you have forgotten your password, you can click the “Forget password?” link below the login button. You will then be prompted to enter your email address or civil ID number.
Easybuy will then send you an email with instructions on how to reset your password.
If you do not have an Easybuy account, you can click the “New account” link below the login button.
You will then be prompted to create an account by providing your personal information, such as your name, email address, and phone number.
Once you have logged in to your Easybuy account, you can manage your account, view your purchase history, and make payments.
You can also use your Easybuy account to purchase goods and services from Easybuy partner merchants.
Easybuy Customer Care Contact
Easybuy customer support can be contacted by phone, email, or live chat. The contact information can be found on the Easybuy website.
I hope this answers some of your frequently asked questions about Easybuy App. Please let me know if you have any other questions in the comments section.