This article is for people asking if there’s an ATM Moniepoint Card or if Moniepoint offers an ATM card? The answer is Yes.
Moniepoint is an ATM service provider in Nigeria that allows users to withdraw cash from their bank accounts without using a bank card.
Instead, users can simply walk up to a Moniepoint ATM and enter their phone number and PIN.
The system will then authenticate the user and allow them to withdraw cash. Pretty cool, right?
About ATM Moniepoint Card?
ATM Moniepoint is a mobile ATM service provided by Moniepoint, a financial technology company in Nigeria.
It allows customers to withdraw cash from their bank accounts using a Moniepoint POS terminal.
To use ATM Moniepoint, customers need to have a Moniepoint account and a debit card from any Nigerian bank.
Once they have created a Moniepoint account, they can link their debit card to it.
To withdraw cash, customers need to visit a Moniepoint agent and provide their Moniepoint account number and debit card.
The agent will then process the withdrawal and hand over the cash to the customer.
ATM Moniepoint cards has a number of advantages over traditional ATMs. It is more convenient, as customers can withdraw cash from anywhere in Nigeria, as long as there is a Moniepoint agent nearby.
It is also more affordable, as Moniepoint charges lower fees than traditional ATMs.
In addition to cash withdrawals, ATM Moniepoint card also allows customers to perform other banking transactions, such as account transfers, balance checks, and bill payments.
Benefits Of Using ATM Moniepoint Card?
The benefits of using ATM Moniepoint include:
- Convenience: ATM Moniepoint agents are located in many different places, including markets, supermarkets, and pharmacies. This means that customers can withdraw cash from anywhere in Nigeria, as long as there is an agent nearby.
- Affordability: ATM Moniepoint charges lower fees than traditional ATMs. This makes it a more affordable option for customers who need to withdraw cash frequently.
- Speed: Transactions are processed quickly and efficiently. This means that customers don’t have to waste time waiting in line at a traditional ATM.
- Security: All transactions are secured using the latest encryption technology. This helps to protect customers’ financial information from fraud and theft.
- Reliability: ATM Moniepoint has a network of over 100,000 agents across Nigeria. This means that customers are more likely to find an agent nearby, even if they are in a rural area.
In addition to these benefits, ATM Moniepoint also offers a number of other features, such as:
- Account transfers: Customers can transfer money to other bank accounts using their Moniepoint account.
- Balance checks: Customers can check their account balance at any Moniepoint agent.
- Bill payments: Customers can pay bills for a variety of services, such as electricity, water, and cable TV, at any Moniepoint agent.
Overall, with ATM Moniepoint Card, you can say that it’s a convenient, affordable, and reliable way to withdraw cash and perform other banking transactions in Nigeria.
How To Get Started With ATM Moniepoint?
To get started with ATM Moniepoint, you need to:
1. Create a Moniepoint account.
- Visit the Moniepoint website and click on the “Sign Up” button.
- Enter your email address and phone number, and create a password.
- Click on the “Create Account” button.
2. Link your debit card to your Moniepoint account.
- Once you have created a Moniepoint account, you need to link your debit card to it. This will allow you to withdraw cash from your bank account using a Moniepoint POS terminal.
- To link your debit card, go to the “My Account” section of the Moniepoint website and click on the “Cards” tab.
- Click on the “Add New Card” button and enter your debit card information.
- Click on the “Add Card” button.
Once you have linked your debit card to your Moniepoint account, you are ready to start using ATM Moniepoint.
To withdraw cash, simply visit a Moniepoint agent and provide your Moniepoint account number and debit card.
The agent will then process the withdrawal and hand over the cash to you.
To perform other banking transactions using ATM Moniepoint, such as account transfers, balance checks, and bill payments, you will need to provide the agent with additional information, such as the recipient’s account number or the bill payment code.
Here are some additional tips for getting started with ATM Moniepoint:
- When you visit a Moniepoint agent, be sure to ask for their agent ID. This will help you to ensure that you are dealing with a legitimate Moniepoint agent.
- Always keep your Moniepoint account number and debit card information confidential. Do not share this information with anyone, including Moniepoint agents.
- If you have any problems using ATM Moniepoint, please contact Moniepoint support for assistance.
ATM Moniepoint Fees And Charges
Below is a view of what Moniepoint charges for all transactions done through ATM Moniepoint card:
Cash withdrawals
- N1 to N20,000: 0.5% of the transaction amount
- Above N20,000: N100 flat fee
Transfers
- N20 flat fee
Airtime recharge
- N20 flat fee
- 2% rate
Bill payments
- Free
Agent commission
Moniepoint agents earn a commission on all transactions they process. The commission rate varies depending on the type of transaction.
For example, agents earn a higher commission on cash withdrawals than on transfers.
Additional fees
Moniepoint may charge additional fees for certain services, such as card issuance fees and account maintenance fees.
Customers should consult the Moniepoint website or contact customer support for more information.
Please note that these fees are subject to change at any time. Customers should always check with Moniepoint for the most up-to-date fee information.
ATM Moniepoint Terms And Conditions
The following are the terms and conditions for using ATM Moniepoint:
- You must be at least 18 years old to use ATM Moniepoint.
- You must have a valid Nigerian bank debit card.
- You must have a Moniepoint account and link your debit card to it.
- You must agree to the Moniepoint terms of service and privacy policy.
ATM Moniepoint Agent Locations
To find an ATM Moniepoint agent near you, you can visit the Moniepoint website or download the Moniepoint app.
In summary to all this, here are other features of Moniepoint ATM card:
- ATM Moniepoint is available 24/7.
- ATM Moniepoint allows you to withdraw up to N200,000 per day.
- ATM Moniepoint charges a fee of N100 per withdrawal.
- ATM Moniepoint agents may charge a commission for their services.