ALAT by Wema Bank is an Internet Banking platform designed to help you manage your business account better and stay on top of your finances wherever you are.
Through ALAT, Wema Bank offered Nigerians everywhere in the world a bank that is designed to meet their needs.
The new digital bank is expected to disrupt the banking landscape and is driven by three pillars – Convenience, Simplicity and Reliability.
ALAT’s account opening/sign-up can be done in five minutes from a mobile phone or personal computer.
Holders of Wema bank’s ALAT account enjoy a simple automated savings plan that will see them earn 10 per cent annual interest – about three times the standard bank rate.
They will also receive their ALAT debit card [will explain about it].
Benefits Using ALAT by Wema Banks:
- You can now enjoy ALAT exclusives including automated savings goals with up to 10% interest and discounts.
- Save with your friends using (Group Target & Rotating Savings).
- Request for a virtual dollar card to pay online in dollars.
- Get personal loans.
- You now have more banking power within reach, wherever you can connect to the internet.
- You’ll be able to do much more than was previously available on the Wema Mobile app, which they will no longer provide updates for.
- Save money with discounts on your everyday needs.
- Account holder documentation, Money deposit, Withdrawal and Transfer, Apply for financial product, Recharge phone.
- Cardless Withdrawal
How To Enjoy these benefits
- Download the app on Google Play (for Android phones) or the Apple App Store (for the iPhone).
- If you’re signed up on Wema Mobile, sign into ALAT with your existing login details and follow the prompts on your screen.
- If you’re not signed up on Wema Mobile, follow the prompts on your screen to sign up on ALAT.
How to Download ALAT App
Android APK: Click here to Download ALAT app on Google Play Store
iOS (iPhone, iPad, iPod): Click here to Download ALAT app on Apple Store.
How to Signup OR Register
Start by installing ALAT app on your phone or tablet
Once you have done that, you will require your phone number, your BVN and your date of birth to complete the process.
NOTE: BVN is required to protect your account and to save time by automatically fetching the personal information you provided when you registered for a BVN.
You should have received a six-digit code by text on the phone number connected to your BVN. Type in the code and click ‘Next’ to continue.
To complete your sign up, type in your email address set a new password (a good password is a combination of letters, numbers and symbols).
Pick a security question and provide an answer you’ll remember easily.
You can now enjoy the app
With your ALAT debit card, you have the freedom to pay wherever you are in the world. The real fun begins when your card arrives: you can activate, lock and unlock it from your phone.
You get to pick from three card designs and Wema back/ALAT will deliver yours to you anywhere in Nigeria at no cost.
How to Request your card
Log into the ALAT app and click Cards.
Swipe to pick your favourite card design and type your ALAT PIN to confirm your request.
Tell them where you would like your card delivered to and click Submit.
Your card will get to you in 72 hours.
How To activate your ALAT card
When you receive your ALAT card, log in to the ALAT app,
click�Activate New Card, provide the required information and your card will be activated for use.
Thereafter, go to the nearest ATM at your convenience to check your balance.
How to Control your Card
Log into the ALAT app, click Cards then click Card Control.
By default, your card is unlocked but web transactions are disabled. You can disable card use for any payment channel – ATM, POS and web.
You can also decide what countries you can use your card in when you travel.
How To Make N10,000 With ALAT By Wema Bank
Follow the procedures below, I’m going to show you how to make cool cash using ALAT.
Steps to register:
Step 1: Download Alat app on Google Play store on your smartphone
Step 2: Install and open the application.
Step 3: Fill in the necessary information to open an account. Make sure you Use 89S2P8as your referral code.
Step 4: You will be asked to upload your signature. Just sign on a white paper make sure it’s legible enough, Snap the signature with your phone and upload it.
Step 5: Boom! you’re done, You have successfully opened an account
Step 8: Fund your account with ₦500
Step 8: Click on “refer a friend” on your dashboard.
You will be given a referral code which you can also use in referring people.
NOTE: For every friend who joins ALAT with your referral code and funds their ALAT account with N₦500, ALAT will give you a token of ₦500 in return. When you refer up to ten friends who fund their ALAT accounts with ₦500 each and upload required documents, an extra ₦5,000 will be added to your account.
If you have downloaded ALAT app already and has registered, all you have to do is to fund your account and refer a friend
How To withdraw money from an ATM without a card Using ALAT
Log into the ALAT app, click Send Money on the menu then click ATM Cardless Transfer.
Fill in the required details and authenticate the transfer with your ALAT PIN. You will receive a pay code by email.
To withdraw your money, go to any cardless-enabled or pay code-enabled ATM and follow these instructions:
1. Press ENTER to clear the ATM screen.
2. Select CashOut Paycode.
3. Type the reference number and the cashout PIN.
4. Type the amount of money you want to withdraw.